Here at The Sherrill Agency, we are down to earth and understand your needs for home and auto insurance. When you contact us you will receive multiple quotes. Stop shopping around and let us do the work for you.
We are focused on building relationships and your happiness. When it comes to insurance, we will educate you on your policy coverage for home, auto and renters.
With 13 companies to quote through, stop shopping around and let us do it for you!
We are your insurance agent!
For urgent claim situations, we always encourage you to call the carrier’s claims department directly to file the claim. We also encourage you to always call our office first when something happens so we can take the necessary steps to ensure you have a great claims experience! Below are a few things we want to look for before filing your claim.
1) We want to make sure that the claim could potentially be covered – that the damage was sudden & accidental caused by a covered peril. We often run across people wanting to file claims when other people in their neighborhood are getting their roofs replaced, this may not be covered!
2) You want to make sure the claim amount will exceed your deductible, once you call in to the carrier they will record the incident as a loss even if you don’t file a claim. This will ding your insurance record and you may still end up paying out of pocket for the claim.
3) Roof claims are the most common claim in Alabama. It’s generally best to call a licensed roofer out first for a free inspection and estimate. This can help you avoid making a needless claim if the damage isn’t significant enough to warrant a claim. It is always a good idea to get several quotes. Don’t just sign with the first one you talk to. Call us for some advice on this, we have been through these claims and know what to look for
The above should help you avoid filing needless claims. We frequently see people’s rates skyrocket because they filed multiple claims that either didn’t pay out, or paid very little. Even claims that do not pay out can count against you and affect your future rates. ALWAYS CALL US to check if something is covered or claim advice before calling your carrier, that is why we are here!
Homeowner’s insurance, also known as hazard insurance, is used to cover losses to one’s home and personal property. There are many types of homeowner’s policies normally known as HO policies. These polices as designed to cover against ‘covered perils’ including; fire, wind, hail, or theft. Here you can understand what type of HO policy you need and what it covers!
Many people think auto Insurance is just something they are required to have by law and something they will likely never use. Auto insurance is a product you buy but hope you never have to use. It is not a maintenance plan or a new car replacement tool. Auto insurance can not only protect your car but also your wallet.
Life insurance pays out a sum of money either upon the death of the insured person. There are a few different types of life insurance applicable to different needs in your life. There is permanent insurance for needs like death and burial costs which are inevitable. There is also temporary or “term” insurance for needs that will one day g
Life insurance pays out a sum of money either upon the death of the insured person. There are a few different types of life insurance applicable to different needs in your life. There is permanent insurance for needs like death and burial costs which are inevitable. There is also temporary or “term” insurance for needs that will one day go away like: Term life insurance provides coverage for a fixed amount of time or the “term”.
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The Sherrill Agency
Call us: 256-349-1335
309 Williams Avenue Florence, AL 35634
Monday - Friday: 10am - 5:00pm
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